Last Updated: April 3, 2026
Welcome to CARO PARTNERS LLC. By accessing or using our website and services, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully.
By accessing this website or submitting an application for funding, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree with these Terms, please do not use our services.
CARO PARTNERS LLC is a direct business lender providing various financing solutions, including but not limited to:
Our services are available to qualifying businesses. All funding is subject to credit approval and underwriting review.
To apply for funding through CARO PARTNERS LLC, you must:
When you submit a funding application, you authorize CARO PARTNERS LLC to:
Submission of an application does not guarantee approval or funding. We reserve the right to approve or deny any application at our sole discretion.
Text Message Program: If you opt in to receive SMS/MMS messages from CARO PARTNERS LLC, you consent to receive recurring marketing and promotional text messages about our financial products and services sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply. Check with your mobile carrier for details on your plan.
Opt-Out Instructions: You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
Help Instructions: For assistance or more information, reply HELP to any message, or contact us at brian@caro-partners.com.
Consent Not Required for Purchase: Consent to receive SMS messages is NOT a condition of purchase or a requirement to receive our services. You may still apply for and receive funding without opting in to text messages.
Supported Carriers: Our SMS program is supported by major U.S. carriers, including AT&T, T-Mobile, Verizon, Sprint, and others. Carriers are not liable for delayed or undelivered messages.
Privacy: Your mobile number and SMS opt-in data will be handled in accordance with our Privacy Policy and will not be shared with third parties for their marketing purposes.
Specific fees, interest rates, and repayment terms will be disclosed to you in writing before you finalize any funding agreement. You are responsible for reviewing and understanding all terms before accepting funding.
We do not charge application fees. However, depending on the type of funding, there may be origination fees, administrative costs, or other charges, which will be clearly outlined in your funding agreement.
By using our services, you represent and warrant that:
You agree not to use our website or services to:
All content on this website, including text, graphics, logos, and software, is the property of CARO PARTNERS LLC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
To the fullest extent permitted by law, CARO PARTNERS LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claims arising from your use of our services shall not exceed the amount of fees you have paid to us in the 12 months preceding the claim.
You agree to indemnify, defend, and hold harmless CARO PARTNERS LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from:
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. Your use of third-party websites is at your own risk.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page with an updated "Last Updated" date. Your continued use of our website or services after changes are posted constitutes your acceptance of the modified Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Palm Beach County, Florida. You waive your right to participate in class action lawsuits or class-wide arbitration.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy and any funding agreements you enter into, constitute the entire agreement between you and CARO PARTNERS LLC regarding your use of our services.
If you have questions about these Terms & Conditions, please contact us:
CARO PARTNERS LLC
951 N AltA1A
Jupiter, FL 33477
Email: brian@caro-partners.com
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.